Rate comparisons

Loan Factory vs. Wells Fargo

Rates as of Monday, July 22 2024 at 4:00 PM (Pacific Time)

Wells Fargo
Rate 6.25% (APR=6.254%) 6.5% (APR=6.685%)
Points / Credits $95 $7,183
Payment $1,231 $1,264
Saving over 30 years $18,968 $0

(Assumptions: Purchase price: $267,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Monday, July 22 2024 at 4:00 PM (Pacific Time)

Chase
Rate 6.25% (APR=6.283%) 6.625% (APR=6.739%)
Points / Credits $1,035 $2,853
Payment $1,847 $1,921
Saving over 30 years $28,433 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Monday, July 22 2024 at 4:00 PM (Pacific Time)

Citibank
Rate 6.125% (APR=6.137%) 6.5% (APR=6.585%)
Points / Credits $188 $1,125
Payment $911 $948
Saving over 30 years $14,257 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Monday, July 22 2024 at 4:00 PM (Pacific Time)

Bank of America
Rate 6.25% (APR=6.262%) 6.875% (APR=7.153%)
Points / Credits $250 $1,726
Payment $1,231 $1,314
Saving over 30 years $31,356 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Monday, July 22 2024 at 4:00 PM (Pacific Time)

Guaranteed Rate
Rate 6.25% (APR=6.288%) 6.49% (APR=6.857%)
Points / Credits $1,383 $4,242
Payment $2,155 $2,210
Saving over 30 years $22,659 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Monday, July 22 2024 at 4:00 PM (Pacific Time)

Better.com
Rate 6.125% (APR=6.16%) 7.5% (APR=7.718%)
Points / Credits $600 $3,200
Payment $972 $1,119
Saving over 30 years $55,520 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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